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Personal finance and investing, without being sold anything

Debt and spending first, then what the instruments really are, then index funds and the behaviour that decides your returns. Regulator and non-profit sources, no affiliate links.

61 sources·13 rooms

Published by learnthings · 2h ago

personal financeinvestingmoney
You get your own copy — yours to change, and to take notes on.

Stage 1 · The boring foundation, which comes first

video

Debt, fees, scams and the leaks

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  1. 1Tips For Getting Out of Debtyoutube.com
  2. 2How Can I Get A Raise?youtube.com
  3. 35 Biggest Financial Scams (And How To Avoid Them)youtube.com
  4. 45 Ways People Are Dumb With Moneyyoutube.com
  5. 5How Can I Avoid Hidden Fees?youtube.com
  6. 6How Can I Save Money on Groceries?youtube.com
  7. 7How Cars Keep You POOR!youtube.com
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Neutral tools, from people who are not selling

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  1. 8Introduction to investing — Investor.gov (US SEC)investor.gov
  2. 9Consumer tools — CFPBconsumerfinance.gov
  3. 10Compound interest calculatorinvestor.gov

Stage 2 · What the instruments actually are

video

Stocks, bonds, funds, fees, taxes, risk

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  1. 11The Fundamentals | Why is Investing Important?youtube.com
  2. 12Bonds | Using Debt to Investyoutube.com
  3. 13Stocks | How Equity Earns You Moneyyoutube.com
  4. 14Cash Equivalents & Alternatives | Non Traditional Investmentsyoutube.com
  5. 15Managed Solutions | Mutual Funds & Moreyoutube.com
  6. 16Managed Solutions | ETFs & Robo Advisorsyoutube.com
  7. 17Styles of Investing | Active, Passive, & Moreyoutube.com
  8. 18Fees | How Investments Cost Youyoutube.com
  9. 19Taxes | Registered Accounts & Tax Efficiencyyoutube.com
  10. 20Risk - Understanding Investment Uncertaintyyoutube.com
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Two reference reads

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  1. 21Mutual funds — FINRAfinra.org
  2. 22Getting started — Bogleheads wikibogleheads.org

Stage 3 · Index funds, risk, and the evidence

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What the data says about picking and timing

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  1. 23Asset Allocationyoutube.com
  2. 24Why Most Stock Pickers Lose to the Marketyoutube.com
  3. 25The Truth About Market Timing (What the Data Shows)youtube.com
  4. 26Good Outcome, Bad Decision: How to Know the Differenceyoutube.com
  5. 27Investing in the S&P 500youtube.com
  6. 28The Irrelevance of Dividendsyoutube.com
  7. 29What "Risk" Actually Means in Investingyoutube.com
  8. 30Investing in Initial Public Offerings (IPOs)youtube.com
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Choosing funds, and the objections to them

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  1. 31Are Index Funds Over-Diversified?youtube.com
  2. 32Reasons to Avoid Index Fundsyoutube.com
  3. 33Are Your ETFs Causing Market Bubbles?youtube.com
  4. 34Why Not All Index Funds Are Created Equal | Common Sense Investingyoutube.com
  5. 35Why You Should Ignore Market Experts | Common Sense Investingyoutube.com
  6. 36The Myth of Outperforming Funds | Common Sense Investing with Ben Felixyoutube.com
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The simplest portfolio that works

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  1. 37The three-fund portfoliobogleheads.org

Stage 4 · Accounts and the long horizon

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Index funds, IRAs, 401(k)s, bonds, returns

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  1. 38What the Heck Is a Mutual Fund?youtube.com
  2. 39What The Heck Is An Index Fund?youtube.com
  3. 40Bond. Savings Bond.youtube.com
  4. 41What's a Good Return on Investment?youtube.com
  5. 42What The Heck Is an IRA?youtube.com
  6. 43Are 401(k)s a Financial Silver Bullet?youtube.com
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Retirement, seriously

2
  1. 44Could I Really Retire in My 30s?youtube.com
  2. 45Is Retirement Even POSSIBLE?youtube.com
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The official versions

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  1. 46Plan for retirement — Social Security Administrationssa.gov
  2. 47Taxes — USAGovusa.gov

Stage 5 · Staying sane while invested

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Timing, volatility, and your own head

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  1. 48When Is the Best Time To Buy Stocks?youtube.com
  2. 49How Risky Is The Stock Market?youtube.com
  3. 50Is the Stock Market Irrational?youtube.com
  4. 51How to Analyze a Single Stockyoutube.com
  5. 52Do You Have a Money Disorder?youtube.com
  6. 53Money Is Imaginary. Should You Trust It?youtube.com
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The courses these videos come from

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  1. 54The Plain Bagel: The Plain Bagel Basics (13 videos)youtube.com
  2. 55Ben Felix: DIY Investing 101 (11 videos)youtube.com
  3. 56Ben Felix: Investing in Funds and ETFs (17 videos)youtube.com
  4. 57Two Cents: Investing Basics (16 videos)youtube.com
  5. 58Two Cents: Behavioral Finance (11 videos)youtube.com
  6. 59Two Cents: Smart Shopping (13 videos)youtube.com
  7. 60Two Cents: Retirement (2 videos)youtube.com
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How to use this path

1
  1. 61What this path is not
Personal finance and investing, without being sold anything · learnthings